For the first time in seven months, Accord Mortgages is returning buy-to-let mortgages at 80% loan-to-value.

At 8 a.m. on April 28, a new range of mortgage products for landlords with 20% down payments for both home purchases and refinances will be available as the intermediary-only lender works to support “underserved borrowers.”

Numerous two- and five-year fixes as well as Bank of England base rate trackers are among the new products.

For instance, there are two-year fixed-rate mortgages at 5.39% and five-year fixed-rate mortgages at 5.29% for home purchases that each give £500 in cashback.

For both purchases and remortgages, the two-year base rate tracker has been set at base rate plus 1.25% with a £250 rebate.

Each one includes a free basic valuation and a £995 product cost.

“We understand that brokers are continuing to try to meet their clients’ needs in a historically difficult and rapidly evolving market environment where common sense solutions are increasingly hard to find,” says Accord managing director Jeremy Duncombe.

We take satisfaction in constantly looking for ways to assist underrepresented borrowers, and this is the most recent instance.