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Fee Free Mortgage Advice - Unlike Most Mortgage Advisers We Do Not Charge Broker Fees!

Retirement Mortgages

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As you approach retirement, you might find it hard to renew your interest-only mortgage, even if you’re comfortably meeting your monthly repayments. At the same time, you might want to unlock some of the equity in your home. 

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They were very helpful in assisting me with my remorgage. Their communication is very good and I knew what was happening at each step in the process. Everyone I spoke to was professional and helpful.
M SheltonEssex
Wonderful service, professional and tailored to suit my needs. Would recommend to anyone
Ian SLondon
Excellent service with Sonja went the extra mile to ensure the mortgage was applied for. This wasn’t a straight forward remortgage with lots of extra work involved.
Emily BOxford
Excellent friendly and professional service. We have dealt with the same person throughout the process which is a bonus.
John CCambridge
Absolutely amazing service, as a first time buyer and having no idea how the application worked, Dean was very helpful, he answered any questions and updated me with the progress constantly.
Maire HLondon
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Fee Free Mortgage Advice - Unlike Most Mortgage Advisers We Do Not Charge Fees!

A retirement mortgage is a type of mortgage designed specifically for retirees or people approaching retirement age who have limited income streams but significant equity in their homes.

The basic idea of a retirement mortgage is that the borrower can release some of the equity in their home in the form of a loan, without having to sell the property. The loan is secured against the value of the property, and the borrower is typically not required to make monthly payments. Instead, the interest on the loan is added to the outstanding balance and repaid when the property is sold.

Retirement mortgages can be a useful tool for retirees who need additional income to supplement their retirement funds. However, they are not suitable for everyone, and borrowers should carefully consider their options and the terms of the loan before committing to anything. It is also important to be aware of the potential risks, such as the possibility of negative equity if property values decline, and the impact of the loan on any inheritance that may be left to heirs.

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