Santander mortgage rates

Switch your current Santander mortgage fast with no fees and get a cash reward..

As an authorised provider of Santander Mortgage Transfers we can switch you to one of its latest mortgage deals for FREE (no broker fees) and it takes as little as 10 minutes to complete..

No credit search required.

No underwriting.

No valuation required.

No need to send in documents.

NO broker fees.

It’s a super-quick process – and can take just one 10 minute phone call.
Apply now to see if you can save money with a new deal - it costs nothing to find out.
You will receive excellent customer service at every step.
It is easy to get help from our expert advisors:- Call us free of charge on 0800 118 2768 or enquire online using the form.

Santander is a well-known provider of mortgages in the United Kingdom, catering to a variety of customers with varying needs. They have a range of mortgage products that cater to different types of buyers, including first-time buyers, remortgagers, and buy-to-let investors. The lender offers competitive Santander mortgage rates, which have made them a popular choice in the UK mortgage industry.

One of the standout features of Santander mortgages is their flexibility. They offer various repayment options, including fixed-rate, variable-rate, and tracker mortgages. This allows customers to tailor their mortgage payment plans to their individual circumstances and preferences. Moreover, Santander customers can also choose to overpay on their mortgage, which can help to reduce the overall interest payable and shorten the term of the mortgage.

Another notable aspect of Santander mortgages is their affordability. The lender offers mortgages with a loan-to-value (LTV) ratio of up to 95%, which can be particularly helpful for first-time buyers who may not have the necessary deposit. Santander also allows customers to borrow up to five times their annual income, which can be particularly useful for those with higher salaries who are looking to purchase more expensive properties.

Overall, Santander’s range of mortgage products, competitive interest rates, and flexible repayment options make them an attractive choice for UK homebuyers. Whether you are a first-time buyer, remortgaging or investing in a buy-to-let property, Santander offers a range of products and services that cater to your needs.