Rate Switcher

Call Us: 0800 118 2450

Fee-free mortgage advice. Unlike most mortgage advisers we do not charge broker fees. We also give you a cash Reward
No Appointment Needed. Switch In Minutes.
Our Service Is Quicker Than Going To The Lender Direct.

Find the best Virgin Money Mortgages fast with no fees and get a cash reward..

As an authorised provider of Virgin Money Mortgages. New Mortgage and existing customers product transfers we can either find you a new or switch you to one of its latest mortgage deals for FREE (no broker fees) and it takes as little as 10 minutes to complete..

No credit search required.

No underwriting.

No valuation required.

No need to send in documents.

NO broker fees.

It’s a super-quick process – and can take just one 10 minute phone call.
Apply now to see if you can save money with a new deal - it costs nothing to find out.
You will receive excellent customer service at every step.
It is easy to get help from our expert advisors:- Call us free of charge on 0800 118 2768 or enquire online using the form.

Find the best Virgin Money Mortgages In Minutes

Virgin Money Mortgages

And Claim Your Cashback

See What Our Customers Think

They were very helpful in assisting me with my remorgage. Their communication is very good and I knew what was happening at each step in the process. Everyone I spoke to was professional and helpful.
M SheltonEssex
Wonderful service, professional and tailored to suit my needs. Would recommend to anyone
Ian SLondon
Excellent service with Sonja went the extra mile to ensure the mortgage was applied for. This wasn’t a straight forward remortgage with lots of extra work involved.
Emily BOxford
Excellent friendly and professional service. We have dealt with the same person throughout the process which is a bonus.
John CCambridge
Absolutely amazing service, as a first time buyer and having no idea how the application worked, Dean was very helpful, he answered any questions and updated me with the progress constantly.
Maire HLondon
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Fee Free Mortgage Advice - Unlike Most Mortgage Advisers We Do Not Charge Fees!

Halifax FAQs

Virgin do offer product transfer direct to customers. However you wont qualify for the free cashback our customers get. Unfortunately they can only tell about their products ! - which may not be the best rates on the market compared with other Banks. We compare rates from all banks and provide you with independent opinion

There are NO adviser or Brokerage fees for Remortgages and Product Switches.

There are no Valuation fees involved with Switching your mortgage with Virgin

  • If you would like to contest a banks 'automated' valuation during the switching process a revaluation fee may be applicable

There are no conveyancing or legal Fees during the Virgin mortgage switching process. 

You can switch up to 90 days before your current Virgin product expires. If you decide to switch during this time, Halifax will waive any product penalties due.

Using a mortgage adviser can offer several benefits, including:

  1. Access to a wide range of mortgage products: A mortgage adviser can provide access to a much wider range of mortgage products than you may be able to find on your own. This is because advisers have relationships with many lenders and can search for the most suitable mortgage for your circumstances.

  2. Expertise and knowledge: A mortgage adviser can provide you with expert advice on the mortgage process, including the various types of mortgages available, interest rates, and the application process. They can also help you understand the terms and conditions of the mortgage and what you need to do to ensure that you keep up with your repayments.

  3. Saving time: A mortgage adviser can save you time by doing the research for you and presenting you with options that meet your needs. They can also handle the paperwork and the application process on your behalf, which can be time-consuming.

  4. Tailored advice: A mortgage adviser can offer you tailored advice that takes into account your individual circumstances, such as your income, credit history, and lifestyle. They can also provide you with advice on how to improve your credit score or save for a deposit if necessary.

  5. Support throughout the process: A mortgage adviser can provide support throughout the mortgage process, from the initial consultation to completion. They can answer any questions you may have and help you navigate any obstacles that may arise.

  6. Cash Reward from Us.

Overall, using a mortgage adviser can provide peace of mind that you are getting the best possible mortgage for your circumstances and that you have expert support throughout the process.

Still want to go to virgin direct and not take advantage of our cashback offer click here

 

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